Start with the bill
What must be paid: finance by the bill in front of you
Payroll, a supplier, the ATO, super, insurance, import charges, a broken machine or a deal that won't wait. Pick what's due and see which finance can realistically cover it in time.
Payroll
Business finance for payroll when pay day is close: how many business days you really have, which funding fits in time, and what to line up before the run.
Read the plan →Supplier payment
Supplier demanding payment by a set date? How to read the real deadline, when urgent supplier payment finance makes sense, and how to fund only what's needed.
Read the plan →Tax debt
Tax debt business finance explained by deadline — when an ATO payment plan is enough, when funding the debt out makes sense, and what to do before a due date.
Read the plan →Super guarantee
Super now has to reach the fund within 7 business days of payday. What happens if it's late, what the SG charge adds, and how to fund a super shortfall fast.
Read the plan →Working capital gap
Urgent working capital for a short cash gap: how to measure it by date, choose a loan or line of credit, and avoid borrowing too much or too little.
Read the plan →Short-notice deal
Short-notice business funding for a stock buy, a competitor's equipment sale or a contract start. How to test the deal fast and what gets funded in time.
Read the plan →Insurance renewal
Business insurance renewal due at a bad time? Why letting cover lapse costs more, the options to spread the premium, and when funding makes sense.
Read the plan →Import charges
Goods sitting at the port until duty and GST are paid? How release charges work, why storage costs make it urgent, and how to fund the total in one go.
Read the plan →Equipment repair
A key machine, vehicle or cool room has failed and work is stacking up. Emergency equipment repair finance, repair vs replace, and funding the fix.
Read the plan →Not sure where you fit?
Run the two-minute triage
Answer eight questions about what's due, when, and what you have ready. The checker shows the fastest realistic pathway and what to prepare now.
Tell us what's due and when
A one-minute enquiry with no credit check to ask. Your details go to one team, not a pile of lenders, and a real person calls to map out what can realistically land before your deadline.
No credit check to ask
Not farmed out
A real person on your deadline