Guides
Guides for the moments before a bill becomes urgent
Researched, plain-English guides for Australian businesses — what to do when a customer fails, a tax bill surprises you, staff leave or the calendar gets crowded.
When customers failWhen revenue dropsTax timeATO debtPeople and payrollPlanning
Customer Went Into Liquidation Owing You? The Cash Gap
A customer has gone into liquidation or administration owing you money. What to do this week, what you may recover, and how to cover your own bills meanwhile.
1 October 2026
Lost Your Biggest Customer? A 30-Day Cash Flow Plan
Your biggest customer has left or cut orders. A day-by-day 30-day cash plan to protect wages and suppliers, resize costs and decide whether to bridge the gap.
1 October 2026
Business Tax Bill Bigger Than Expected? Your Options
Tax return lodged and the bill is far bigger than planned? Why it happens, your options from payment plans to funding, and how to avoid a repeat next year.
1 October 2026
Missed an ATO Payment Plan Instalment? What to Do Now
Missed or about to miss an ATO payment plan instalment? What default can mean, the calls to make this week, and when refinancing the balance beats a reset.
1 October 2026
Final Pay When Staff Leave: Planning the Cash Hit
A long-serving employee is leaving with years of leave owed. What goes into final pay, the 7-day timing under most awards, and how to fund the payout.
1 October 2026
Business Bill Calendar: See Cash Crunches Weeks Ahead
A business bill calendar puts payroll, super, BAS, rent, suppliers and insurance on one page, so cash crunches show up weeks early, not the day before.
1 October 2026Tell us what's due and when
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